I Warned People Not to Wait… Proposed Right to Buy...
For the past 18 months, I've been encouraging council tenants to consider applying for their Right to Buy discount…
Executive Presence Starts Before You Speak
In business, people form opinions long before the conversation begins.
Your appearance, posture, and attention to…
Should You Overpay Your Mortgage? (Plus an App Worth...
One of the questions I'm asked most often as a mortgage broker is: "Should I overpay my mortgage?"
My answer is always…
It Feels Like a Ticking Time Bomb for Many Business...
One trend I'm seeing more frequently is business owners and professionals in their 50s approaching the end of an…
Your Credit Has Improved... Why Are You Still Paying...
Many homeowners secured a mortgage with a specialist lender because it was the right solution at the time.
However,…
A Lower Mortgage Rate Doesn't Always Save You Money
When your mortgage deal is coming to an end, it's natural to look for the lowest interest rate. Many homeowners assume…
Why Contractors Get Declined for Mortgages (And How to...
Being a contractor doesn't mean getting a mortgage has to be difficult, but it does mean preparation matters.
Research…
How to Be Remortgage Ready: 3 Things Every Self-Employed...
If you're self-employed, remortgaging often requires a little more preparation than it does for someone in salaried…
3 Reasons You SHOULD Switch Mortgage Lenders on a Remortgage
When your fixed-rate mortgage comes to an end, many homeowners automatically accept the offer from their existing…
The Truth About Getting a Mortgage as a Contractor
One of the biggest misconceptions I hear is:
"I'm a contractor now... no bank is going to lend to me."
That simply…
Your Business Is Funded By Personal Debt... Have you...
Debt consolidation is not a cure for bad spending habits.
That might sound harsh… but sometimes the problem isn’t the…
The Problem Usually Isn't Revenue. It's Cash Flow.
I've worked in finance for over three decades and I've seen it all.
I spent almost 10 years in debt management and one…
